My utility’s then financial advisor lost his daughter at Windows on the World that day. She sent him a message before the North Tower of the World Trade Center collapsed telling her dad she didn’t think those at the restaurant would make it. She was hosting a conference there that day. Remember the victims as well as the first responders. Their families still struggle with their losses. I have a friend who was retired NYPD that lost three first responder friends that day. My memories of the two towers is almost surreal, having been there, including the restaurant, for meetings with financial advisors as well as credit rating agencies. Never forget.