I am curious as to what interest rates make home buying unaffordable to new home buyers. I have purchased four homes since marriage. 1. 7% 2. 11% 3, 7%, and my final one 5.5%. This one I will die in and has been paid off for the last 14 years. In my area homes are being purchased as fast as they are built. But young adults are also filling up luxury apartments as fast as they can be built. I still think home ownership is a big plus in this country.